What are my employer’s responsibilities under workers’ compensation laws?
Before an injury or illness occurs, your employer must:
- Obtain workers’ compensation insurance.
- When hiring a new employee, provide a brochure about workers’ compensation explaining the rights and responsibilities of the employee
- Place the poster about workers’ compensation in a place where all employees can see it.
After an injury or illness occurs, your employer must:
- Provide a workers’ compensation claim form within one business day of reporting an occupational injury or illness
- Return a copy of the completed claim form within one business day of receiving it
- Send the claim form along with the employer’s work injury or illness report to the claims administrator within one business day of receiving it
- Within one day of receiving your claim, authorize appropriate medical treatment
- Provide transient (light) work when appropriate
- If you are the victim of a crime that happened at work, the employer must advise you of your right to workers’ compensation within one business day of the crime.
Can my employer take part of my check to pay for workers’ compensation insurance?
No. Workers’ compensation insurance is part of the cost of doing business. An employer can not ask you to help pay for the insurance premium.
Should there be an ad placed in my workplace?
Yes. Your employer must place the notice to employees in a visible place on the job site. This announcement gives you information about workers’ compensation coverage and where to get medical treatment for work injuries.
What happens if my employer is not insured and hurts me at work?
The lack of workers’ compensation coverage is a minor criminal offense punishable by a fine or imprisonment of up to one year in a county jail or both. If you suffer a work-related injury or illness and your employer is not insured, your employer is responsible for paying all bills related to your injury or illness.
Workers’ compensation benefits are only the exclusive remedy for injuries sustained at work when your employer is properly insured. If your employer is illegally uninsured and you suffer an occupational injury or illness, you can fileLeave a reply